Insights for Every Family

Worried your credit score is too low to get a mortgage? You’re not alone—and you still have options. Getting a home loan with bad credit may be harder, but the right lender and lo...

Financial discipline involves creating a budget and sticking to it, monitoring expenses, tracking spending patterns, and setting goals for making changes in spending habits. It also means being smart ...

Hamilton County residents struggling with high utility costs still have time to apply for home energy bill assistance, but the deadline is quickly approaching. The 2024–2025 Low-Income Home ...

WASHINGTON - Universal basic income (UBI) is a government program in which every adult citizen receives a set amount of money regularly. The goals of a basic income system are to alleviate poverty and replace other need-based...

With prices rising on groceries, rent, and gas, many Americans are wondering if new financial relief is on the way. Good news: a new $1,390 stimulus payment has been approved to help millions of househol...

Car insurance is a necessary expense, but many Americans are unknowingly overspending by nearly $820 each year. The good news? You don’t have to be part of that statistic. There are pra...

Managing utility bills is a crucial part of household expenses, and fluctuations in prices can impact budgeting. Exploring ways to reduce these costs can lead to significant savings. Here, we delve into strategi...

The Social Security Administration (SSA) has confirmed that on March 19, 2025, thousands of retirees and beneficiaries will receive their monthly Social Security payment—some receiving up to $5...

  Deciding when to start taking Social Security benefits is a complex decision with many factors to weigh. While delaying until age 70 provides the largest monthly check, claiming early at age ...