Insights for Every Family

With interest rates rising and inventory tightening, homeownership in America can seem like an impossible goal. But hope remains—not just in certain cities, but through federal and state assistanc...

Last updated: September 10, 2025 The U.S. housing market has faced years of turbulence, and by 2025, many of the same challenges remain. Rising construction costs, limited housing supply, and high de...

If you’re struggling to pay your water bill, don’t wait until your service is disconnected. Several programs can help you catch up or lower your costs. Government shutdown is here, fin...

As energy prices continue to rise, many Americans are grappling with soaring utility bills. According to recent data, certain states have been hit harder than others, facing exceptionally high costs fo...

Many people spend their hard-earned cash on a variety of expenses, from dining out to the latest gadgets. Understanding where your money goes can help you make smarter financial decisions and set yourself ...

In a welcome move to alleviate financial burdens on low-income households, the Low-Income Home Energy Assistance Program (LIHEAP) has announced expanded benefits for families in 2024. This cruci...

As millions of Americans receive retroactive Social Security payments averaging $6,710, many beneficiaries may find much-needed financial relief amid rising utility costs. With infla...

The U.S. housing market remains sluggish, and homebuilders are relying more heavily on incentives to attract buyers. According to the August 2025 National Association of Home Builders (NAHB)/Wells Fa...

With inflation driving up housing prices and government spending under scrutiny, a new federal initiative promises long-overdue relief to thousands of homeless v...